South African Statement-First Finance Platform

Upload statements.Run the business.

SmartBooks turns bank statements into accounting, VAT-ready records, income tax visibility, payroll insight, BI dashboards, and AI-guided answers. Built for SMEs, township businesses, and accounting firms.

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Income tax estimation at 27% for all businesses · VAT features shown only for VAT-registered entities · Annual billing saves 10%

27%

Income Tax Intelligence

15%

VAT Logic When Registered

Assistant + Custom Visuals

R99

AI Add-on

What SmartBooks Does

Keep the familiar workflow. Upgrade the intelligence.

Statement-first accounting with deeper BI, tax, payroll, and firm workflows.

Statement Uploads That Actually Work

Register, choose a subscription, upload CSV or PDF statements, auto-categorise transactions, calculate VAT where applicable, and push data straight into reports.

Income Tax First, VAT When Relevant

Every business sees 27% income tax estimates. VAT dashboards and VAT-ready outputs appear only when the business or client is marked VAT registered.

Predictive BI + AI Assistant

MTD, YTD, YoY, payroll analytics, cash forecasts, expense intelligence, and an assistant that can answer questions and generate custom visuals inside the app.

Pricing & Licensing

Simple pricing for businesses and firms

All annual plans include a 10% discount. AI Assistant is available as a R99/month add-on.

Starter

For simple accounting

R329.99 /month

R3563.89/year

✓ 1 business

✓ Upload bank statements

✓ Basic accounting and reports

✓ Income tax estimate at 27%

✓ 12 months history

✕ No payroll

Select Starter

Growth

Recommended SME

R459.99 /month

R4967.89/year

✓ Everything in Starter

✓ Advanced BI dashboards

✓ Invoices and deeper analytics

✓ Income tax estimate at 27%

✓ VAT logic when registered

✕ Payroll locked

Select Growth

Pro

Full business control

R599.99 /month

R6479.89/year

✓ Everything in Growth

✓ Payroll and payroll analytics

✓ Predictive cash + tax forecasts

✓ AI Assistant add-on available

✓ Unlimited history

✓ Priority capability set

Select Pro

For accounting firms

R229.99 per client per month

Create a firm account, add clients, manage multi-user teams, turn on AI assistance, and optionally enable white-labeling. VAT logic is per client. Income tax estimation remains available for all clients by default.

✓ Multi-client portfolio dashboard

✓ Statement-first workflows for each client

✓ Team users

✓ Payroll support

✓ White-labeling option

+ R99

AI Assistant add-on

Ask questions and generate custom visuals directly in the assistant page.